Renters Insurance

Find inexpensive coverage for your personal property. Serving Elyria and all of Ohio.

You have a lot of things that are important to you — from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk.

Let Savoy Insurance Group help you find coverage options that protect you, your family, and your personal property. Call us at 440-365-0435 and let us help to make sure you’re properly covered.

What Does Renters Insurance Cover?

Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home.

For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

Your renters insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.

In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

What is the difference between Renters Insurance and Homeowners Insurance?

Whereas Homeowners insurance protects your home and possessions from covered disasters, Renters insurance covers just your possessions. Both Homeowners and Renters Insurance both cover bodily injury and property damage liability claims that may result in the rented property, subject to the limits you select.  The primary difference between Renters and Homeowners Insurance is the coverage of the structure, which is not present in Renters insurance policies.

Let Savoy Insurance Group help you find the right amount of coverage to suit your needs. Call us today at 440-365-0435, or visit us online.